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Fixed Deposit Account

Earn up to 16.5% Per Annum

Lock your funds for a fixed period and earn higher interest rates. Choose your preferred term and enjoy guaranteed returns.

Key Features

Why choose Umba?

Interest rates up to 16.5% per annum

Minimum deposit of KES 5,000

Terms from 1 month to 12 months

KDIC insured up to KES 500,000

Requirements

What you'll need

1

Download the Umba app

2

National ID for KYC verification

3

Minimum deposit of KES 5,000

How It Works

Get started in 3 simple steps

1

Download the App

Get the Umba app from the App Store or Google Play.

2

Sign Up & Verify

Create your account and complete KYC verification with your National ID.

3

Start Transacting

Your account is ready. Start saving, depositing, or transacting right away.

Get Started Today

Ready to get started?

Download the Umba app and open your account in minutes.